11 Best FREE Virtual Credit Card/Debit Cards in USA (2022)
Virtual Card companies assist you to receive the computer-generated credit/debit card (not genuine plastic cards) (not physical plastic cards). They enable you to make purchases online without submitting your actual card number.
These cards include fraud protection and auto control on expenditure limitations.
Following is a curated list of Top Virtual Card/Debit Services, with their popular features and website URLs. The list comprises both open source (free) and commercial (paid) applications.
Best Online Virtual Prepaid Credit Card & Debit Cards in USA
1) US Unlocked
US Unlocked will allow you to shop U.S. websites from anywhere in the world using our Virtual Payment Cards with U.S. Billing/Shipping Addresses. This payment solution is perfect for those desiring to acquire a US service like US Netflix, Hulu, DIsney+, etc..
US Unlocked
Features:
The company offers 2 sorts of cards: a one-time use card that cannot be reused after one transaction and a merchant-specific card that locks to a merchant after a transaction.
You can fill your account based on your country (Local Bank Transfer, Sofort, Boleto, Yandex and 14 new load options.
More Information >>
2) Wise
Wise is an online tool that allows you to freeze your virtual card after completing a payment. It enables you to securely purchase online things.
Wise
Features:
Supports more than 50 different currencies.
You can utilize up to 3 cards at a time.
Available for commercial or personal use.
Enables you to securely purchase internet products.
This service is offered in more than 30 countries.
More Information >>
3) Blur
Blur is a VCC provider that enables you to safeguard your payments, bank transactions, privacy, and password from fraudsters. It enables you to check out from the phone, browser, or tablet.
Blur
Features:
Blur can generate a new credit card number for every purchase.
It can sync securely across all devices.
This service can stop secret data collecting, block hidden trackers, and more.
You may fill out the online form with only one tap.
It can encrypt your password.
More Information >>
4) Privacy
Privacy is a virtual credit card service that helps you to protect your money when purchasing online. It is one of the greatest virtual credit cards that delivers a unique card number that only works for the individual merchant. This organization enables you to turn off subscription services with just one mouse click.
Privacy
Features:
It offers easy browser add-ons.
You can receive instant email alerts when transactions occur.
The card automatically closes after initial use.
Your card becomes unusable if the card number is disclosed.
More Information >>
5) Open.money
Open.money is an online platform that enables companies and people to manage, track and control internet spending in real-time. It is a virtual card that helps you spend your money smartly, without the need to carry cash or a card.
Features:
Open.money is the appropriate option for a cashless society.
Get a virtual card for every subscription.
Never miss a payment.
Never go over budget.
Receive alerts for all transactions being made.
Track all your expenditures in real-time.
Real-time visibility for every online purchase.
Automate your payments.
Get awarded each time.
More Information >>
6) Airtm
Airtm is a platform that permits you to pay money with a virtual card. It allows you to send money online utilizing a genuine exchange rate. This site allows you to utilize your bucks to fund your digital card.
Airtm
Features:
You do not require to keep minimum balances.
Enables you to make online purchases in any currency.
Provides 24/7 hours support to users.
It sells cards that can be refilled with crypto.
Allows you to add money from more than 800 banks.
More Information >>
7) Advcash
Advcash is a virtual service provider that enables you to shop online without any effort. It allows you to transfer payments to existing visa cards, email addresses, and other users.
Advcash
Features:
You can withdraw money from ATM in any currency.
This site enables you to view transactions with just one or two mouse clicks.
It allows you to add several currencies within a single account.
This platform performs instant exchange transactions without any trouble.
More Information >>
8) Bento
Bento is a virtual card provider that offers an easy solution to manage your organization’s expenses and spending. This tool lets you to generate and assign a virtual card for your account.
Bento
Features:
Card information is safely saved in your account.
It helps you to handle both virtual and actual cards.
You can quickly use a virtual card once it is issued.
The card is accessible by authorized users.
It offers more security and speed than a standard physical card.
Link: https://bentoforbusiness.com/
9) Netspend
Netspend is a virtual prepaid card service provider. It enables you to generate bespoke cards with unique graphics and photos. This card service provider provides transaction modifications as a text message.
Netspend
Features:
This temporary Credit card service allows you to check your card account balance anywhere, anytime.
You can create a temporary card number with simplicity.
This fast virtual Debit card provider safeguards your card, even if someone uses your card.
Netspend cards can be used all around the country.
Link: https://www.netspend.com/prepaid-debit/features/virtual-cards/
10) American Express Go
American Express Go is a virtual US credit card provider that offers easy-to-use an expense solutions.
It gives a speedier and more flexible solution for your freelancers, contractors, and recruiters to make payments from mobile.
American Express Go
Features:
You may build your virtual card with ease.
It helps you to keep track of all the transactions.
This service enables you to control spending.
Employees of your organization can add funds.
Link: https://www.americanexpress.com/us/payment-solutions/amex-go-virtual-cards/
11) ecoVirtualcard
ecoVirtualcard is easy to use as a prepaid card supplier. It lets you safely pay for things online using a smartphone without giving personal information.
ecoVirtualcard
Features:
It gives free virtual Credit cards with a rapid and safe payment service.
ecoVirtualcard includes 2 step verification method through the phone.
You can receive a virtual prepaid Debit card PIN without any effort.
This virtual credit card USA service delivers multilingual help.
Link: https://www.ecopayz.com/en/prepaid-cards/ecovirtualcard
12) Brex
Bext is a corporate service provider that delivers a virtual card after it is accepted. You may link it with Xero NetSuite, QuickBooks, and Expensify.
Brex
Features:
It can safeguard you from fraud while managing your funds.
You can apply for the virtual Credit card for free with ease.
Brex provides live customer care help.
It helps you to manage finances with ease.
Link: https://brex.com/
13) Emburse
Emburse is a corporation that offers both virtual and physical credit cards. It has role-based permission and approval. This company safeguards from fraud by validating individuals for each transaction.
Embase
Features:
It gives real-time information and reports.
Emburse gives a mobile receipt.
It supports Apple Wallet and Android Pay.
The application can automatically categorize expenses.
It helps you to manage your purchase.
Link: https://www.emburse.com/products/emburse-cards
14) ePayService
ePayService is a company that enables you to have a safe and secure online payment. It is one of the greatest virtual credit card providers that helps you to handle your online buying using cards.
ePayService
Features:
It can swiftly deploy your virtual card.
The company supports USD, GBP, and EUR.
It can keep the details of your free Debit card number safe.
You can tailor your online shopping using different settings.
The maximum buying amount is 3500 USD.
It does not collect any monthly or purchase transaction fees.
Link: https://epayservices.com/en/virtual-cards.html
15) iCard
iCard is a virtual card service provider that lets you to manage money from your phone. It is one of the best virtual debit cards supplier that enables you to shop from eCommerce websites with simplicity and safely.
iCard
Features:
It can do real-time transactions.
You can open an account from anywhere to acquire a virtual credit card number.
iCard gives online Debit cards for free and quick notice for any purchases.
It offers a master card and a virtual VISA Debit card.
You can remove virtual cards from single online payment.
The order limit of this card is 20+.
Link: https://icard.com/
16) Divvy
Divvy is a service for a virtual card that may be used for online payment. It can perform your purchases using a 16-digit card number. This online Debit card firm allows you to establish a limit on each virtual card.
Divvy
Features:
This online virtual credit card service offers force card expiration dates and merchant locking functionality.
It gives protection against data leaks.
You can delete or free virtual cards.
Divvy helps you to choose the card amount you want, and the funds are loaded on the card from your budget.
You can use cards anyplace.
Link: https://getdivvy.com/virtual-cards/
Top Prepaid Virtual Card Providers Online [Free/Paid]
Card Provider Link
US Unlocked https://www.usunlocked.com/service/
Wise https://abine.com/
Blur https://dnt.abine.com/
FAQ
❓ What is a Virtual Card?
Virtual Cards are computer-generated credit cards (not genuine plastic cards) (not physical plastic cards). It enables you to make purchases online without typing your actual card number. These cards give fraud protection and auto management on spent limits.
⚡ Which are the greatest Virtual Credit Cards in US?
Below are some of the greatest Virtual credit cards in US:
US Unlocked
Wise
Blur
Privacy
Open.money
Airtm
Advcash
Bento
⚡ Can you make one-time use of the virtual card?
Yes, you can create virtual cards that become automatically disabled after performing one transaction. These cards are helpful when dealing with nontrustworthy sites that charge you recurring fees without your awareness.
❗ Can you limit the maximum transaction amount in a virtual card?
Yes, you can create virtual cards with varying transaction limitations of your choice.
🏅 Can you use a virtual visa card in-store?
Yes, if you have use a virtual card in-store, you may just present the cashier your credit card from the website of the virtual card provider.
✅ Can you transfer money from a virtual card?
Yes, you can transfer money from a virtual card.
👉 How Do Virtual Credit Card Works?
A Virtual credit card operates almost the same as a standard credit card, but it gives added security. It is a temporary and randomly generated 16-digit card number that you can use while making online payments. This 16-digit number is connected to your credit card, which makes it hard to perpetrate fraud. You just need to enter your virtual credit card number instead of your regular credit card number, and the subsequent process is the same.
❗ How to get a virtual credit card?
Following are the steps to receive a virtual credit card:
Step 1) Get a Credit card
Step 2) Log into your credit card account online and go to its settings
Step 3) Download the virtual card issuer’s app if needed and log into the app
Step 4) Search for a Virtual credit card and retrieve the card number
Step 5) Accept the 16-digit virtual card number, expiration date, and security code produced and specify the period you want the number to be valid
Step 6) Now, you may start using your fake credit card
🏅 Which are the Best Virtual Credit Card/Debit Cards in USA?
Here are some of the greatest virtual credit/debit cards in USA:
US Unlocked
Blur
Privacy
Wise
Airtm
Perfect Money
Advcash
Bento